Convert your Safaricom Bonga points to Kenya shillings and find out what you can pay for using points.
Safaricom redeems Bonga points for cash value at a fixed rate: 1 Bonga point = KES 0.20. This calculator converts in both directions — points to shillings, or shillings to the points you'll need — using that official rate.
How Much Is a Bonga Point Worth?
Each Bonga point redeems for KES 0.20 under Safaricom's Lipa na Bonga Point Service terms. That means 1,000 points cover KES 200, and 5,000 points cover KES 1,000. Safaricom can revise the rate through media advertisements or its website, so the figure here reflects the currently published rate.
How Do I Pay for Goods Using Bonga Points?
Dial *126# and select "Lipa na Bonga." Enter the vendor's Lipa na M-PESA Buy Goods till number (or a participating Pay Bill number), enter the amount in KES, then confirm with your Service PIN. Safaricom does not charge any extra fee for redeeming points this way, and applies the same KES 0.20/point rate this calculator uses.
Why Does "Points Needed" Round Up?
Points are redeemed as whole numbers, so paying an exact KES amount usually needs a fraction of a point rounded up to the next whole point. For example, KES 199 needs 995 points exactly, but KES 200.50 rounds up to 1,003 points — the calculator always rounds up so the redeemed value covers the full amount.
Where Can I Use Bonga Points to Pay?
Lipa na Bonga works at any outlet with a Lipa Na M-PESA Buy Goods till number or a participating Pay Bill number, which covers most retail, restaurant, and service outlets that accept M-PESA. It also works for some bill and loan repayments, such as Hustler Fund loan repayments, via the same *126# menu.
Verify with Safaricom: Confirm the current redemption rate and eligible outlets against Safaricom's Lipa na Bonga Point Service terms or the in-menu Bonga Calculator at *126# before relying on this for a purchase.
How much is 1 Bonga point worth in KES?
1 Bonga point redeems for KES 0.20 under Safaricom's Lipa na Bonga Point Service terms, so 1,000 points are worth KES 200.
Does Safaricom charge a fee to pay with Bonga points?
No. Safaricom does not charge an additional fee for redeeming Bonga points to pay via Lipa na Bonga — you only spend the points needed to cover the amount.
How do I pay for something using Bonga points?
Dial *126#, select "Lipa na Bonga," enter the vendor's Lipa Na M-PESA Buy Goods till number (or a participating Pay Bill number) and the amount in KES, then confirm with your Service PIN.